RTNDIR
031304720 routing number M & T Bank Amherst

031304720 Routing Number - Your Guide to M & T Bank

Are you looking for information about routing number 031304720? Our routing number lookup service will have you covered! This unique number belongs to the M & T Bank branch in Amherst, New York, and is used to identify this financial institution and routing transit number (RTN) in the United States. Use routing number 031304720 to ensure your electronic funds transfers are directed to the correct account. You can get more information about this routing number and other financial institutions by using our routing number lookup service.

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Understanding Routing Number 031304720

Routing number 031304720 is a 9-digit code used to identify financial institutions in transactions. Known as an RTN or transit number, it ensures accurate direction of your funds.

What Bank Uses Routing Number 031304720?

This routing number is linked to M & T Bank in Amherst, NY, highlighting the specific branch where the account was established.

When Do You Need a Routing Number

The routing number 031304720 is essential for funds transfers to or from your account. Note that it's not used for debit or credit card transactions.

Locating the Routing Number on a Paper Check

Find the 031304720 routing number at the bottom left corner of your check or on your M & T Bank statement.

031304720 routing number on a paper check

FedACH Routing Number 031304720 - M & T Bank

Routing Number031304720
BankM & T BANK
Office CodeMain office
Servicing FRB Number031000040
Record Type Code1
  • 0 = Institution is a Federal Reserve Bank
  • 1 = Send items to customer routing number
  • 2 = Send items to customer using new routing number field
Address626 Commerce
CityAmherst
StateNew York (NY)
Zip Code14228
Telephone(716) 639-6510
RevisedOctober 6, 2000
Institution Status Code1

Code is based on the customers receiver code
1 = Receives Gov/Comm

New Routing NumberBank institution's new routing number resulting from a merger or renumber

Find M & T BANK Of Amherst , 626 Commerce Location on Google Map :

What Determines a Routing Number?

03 - Indicates the type of financial institution.

13 - Federal Reserve Bank district branch identifier.

0472 - Location of account opening.

0 - Check digit confirmation number.